Key Person Insurance is as an insurance policy taken out by a business to compensate that business for financial losses that would arise from the death or extended incapacity of a key member of the business specified on the policy.
A Business relies on the dedication and ability of its key staff members, whether a director or receptionist, if business profits would suffer through loss of a uniquely vital and knowledgeable employee, that employee should be insured.
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SPECIALIST AREAS
- Personal Protection
- Key Person Insurance
- Shareholder & Business Loan Protection